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Senior Risk Management Leader
2 months ago
The Credit Portfolio Senior Officer I is a senior-level position responsible for leading strategic risk management activities for a portfolio of market-leading, co-branded cards. The overall objective of this role is to manage risk and return through strategic initiatives impacting multiple products, to monitor the portfolios, and to proactively identify opportunities to improve customer experience by simplifying and automating our risk processes.
Key Responsibilities- Lead key business projects and the implementation of initiatives, including interaction with senior stakeholders.
- Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives, such as developing/maintaining infrastructure through partnership with the Centralized Risk Infrastructure team.
- Assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.
- Focus on process improvement and creating efficiencies by ensuring an effective approach and partnership with Audit management and apply consumer risk function knowledge (e.g., scoring and segmentation techniques and their uses).
- Conduct gap analyses and remediation work of any misalignments for policy changes.
- Provide regular feedback on all initiatives, tracking, reviews, and reporting emerging trends and opportunities to senior management.
- 10+ years of experience in credit risk management or equivalent training and experience, preferably in the financial services industry.
- Experience managing medium to large-scale projects and interacting/influencing senior stakeholders.
- Working knowledge of SAS or SQL programming and MS Office software proficiency required.
- Consistently demonstrate clear and concise written and verbal communication.
- Demonstrated ability to view data holistically and remain detail-oriented to synthesize, prioritize, and deliver results with urgency.
- Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation, and strategic skills.
- Proven ability to obtain support and buy-in across a wide range of internal and external audiences.
- Demonstrated work ethic and influencing skills.
- Bachelor's degree/University degree or equivalent experience.
- Master's degree preferred.
This position sits in Wilmington, DE only. No relocation will be offered, and the position is hybrid only. No 100% remote/telecommuter work arrangement is available for this position.
Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
