Property Claims Adjuster

19 hours ago


Jacksonville, Florida, United States Stillwater Insurance Services, Inc. Full time
Job Summary

We are seeking a highly skilled Property Claims Adjuster to join our team at Stillwater Insurance Group. As a Property Claims Adjuster, you will be responsible for investigating, measuring, and adjusting homeowner property insurance claims in our Jacksonville, Florida headquarters.

Key Responsibilities
  • Determine coverage by verifying and analyzing policy/endorsement contract language in comparison to claim facts.
  • Protect the company's coverage defenses by drafting and issuing Reservation of Rights or Disclaimer position letters in conformance with insurance regulations and market requirements.
  • Ensure enterprise financial accountability through timely and adequate claim and expense reserving practices.
  • Investigate and adjust claims, including determining claim values, adjusting reserves, and conducting field investigations.
  • Collaborate with SIU unit and its investigators to identify and pursue subrogation and salvage recovery opportunities.
  • Follow supervisory guidance on managing legal expenses and avoiding unnecessary litigation.
  • Exhibit Xactimate estimating skills to write roof or water loss estimates from a pre-generated Sketch.
  • Ensure claim administration standards are met, including complying with Unfair/Fair Claim Practice Acts and Insurance Code Regulations.
Requirements
  • Bachelor's Degree from a four-year college or university, and related experience and/or training, or equivalent combination of education and experience.
  • Exceptional knowledge of property and casualty policies, insurance principles, loss reserving, and development skills.
  • Sound business judgment and effective human relations, problem-solving, and analytical skills.
  • Excellent expense management skills.
  • Working knowledge of Unfair Claim Practice Acts and Insurance Codes.
  • Exceptional knowledge of damage estimating and repair techniques for property, personal property, and residential construction.
  • Exceptional investigation skills.
  • Ability to write routine reports and correspondence.
  • Ability to speak effectively before groups of customers or employees of the organization.
  • Ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Working knowledge of MS Excel.
  • Excellent customer service skills.
  • Excellent verbal and written communication skills.
  • Strong organizational skills; able to manage priorities and workflow.
  • Must be able to speak, read, write, and understand the primary language(s) used in the workplace.
  • Acute attention to detail.
  • Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm.


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