Credit Manager

4 weeks ago


Cullman, Alabama, United States Southeast Building Supply Interests Inc Full time
Job Title: Credit Manager

The Credit Manager plays a crucial role in optimizing company sales while minimizing bad debt losses. This position is responsible for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers.

Key Responsibilities:
  • Credit Policy Development: Maintain the corporate credit policy and recommend changes to senior management as appropriate.
  • Credit Scoring: Create a credit scoring model to evaluate customer creditworthiness.
  • Credit File Management: Manage customer credit files and monitor the credit granting and updating process.
  • Credit Application Review: Make decisions on customer credit applications and negotiate credit terms as appropriate.
  • Customer Relations: Personally visit key customers to establish relations and conduct periodic credit reviews of all customer accounts.
  • Financial Management: Manage the application of late fees and any corporate financing program.
  • Performance Metrics: Measure department performance with appropriate metrics.
  • Industry Knowledge: Maintain knowledge of current credit laws and current credit best practices.
  • Relationship Management: Manage relations with collection agencies, credit reporting agencies, and credit insurance providers.
  • Collaboration: Work closely with outside sales representatives to troubleshoot and solve customer credit issues.
Requirements:
  • Education: Bachelor's degree or equivalent industry experience.
  • Experience: Minimum 5+ years of credit experience.
  • Skills: Excellent oral and written communication skills, strong analytical skills, strong interpersonal and negotiation skills, exceptional organizational skills, ability to think strategically, knowledge of all appropriate credit laws, and familiarity with credit best practices.
Work Environment:

The work is performed in an office environment.

Physical Demands:
  • Standing: Rarely.
  • Walking: Rarely.
  • Sitting: Frequently.
  • Handling/Gripping: Rarely.
  • Reaching Outward: Rarely.
  • Reaching above Shoulder: Rarely.
  • Climbing: Never.
  • Crawling: Never.
  • Squatting or Kneeling: Never.
  • Bending: Never.
  • Lifting/Carrying: Must be able to lift and move to 20 lbs. using safe lifting techniques.
  • PPE Requirement: None.
Work Hours:

The position is full-time. Occasional overtime may be required.


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