Mortgage Loan Officer

4 weeks ago


San Diego, California, United States Oceans Mortgage & Realty Full time

We are seeking a skilled Mortgage Loan Originator to contribute to our team at Oceans Mortgage & Realty. As a Mortgage Loan Originator, you will be responsible for maintaining and building relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business.

Key responsibilities include communicating a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision, maintaining an active rolling pipeline of funding per our guidelines, and ensuring accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals.

To be successful in this role, you must be licensed and reside in either California, Oregon, Washington, Colorado, Idaho, Texas, Florida, or Michigan. You should also maintain current registration with the National Mortgage Licensing System Registry and possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability.

A strong understanding of company loan policies and guidelines, as well as all federal and state regulations, is essential. Familiarity with multiple types of loans, such as conventional, fixed/adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA, and FHLMC, and Home Equity Lines of Credit, is also required.

If you have a proven track record of creating lending solutions for your clients and are passionate about delivering exceptional customer service, we encourage you to apply for this exciting opportunity.


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