Mortgage Underwriter

2 days ago


San Diego, California, United States Mutual of Omaha Mortgage Full time
Job Overview

Mutual of Omaha Mortgage is a leading provider of mortgage lending solutions, dedicated to delivering exceptional customer experiences and fostering a culture of responsibility and care. We are seeking a skilled Mortgage Underwriter to join our operations team, responsible for accurately evaluating and underwriting HECM reverse mortgage loan files in accordance with company policy and FHA HECM guidelines.

Key Responsibilities
  • Evaluate risk and review all aspects of the loan file, including title and appraisal reports
  • Set terms for approval and compliance or identify reasons for rejection
  • Ensure regulatory compliance and completeness
  • Effectively communicate loan decisions to sales channels and management
  • Accurately review and input pertinent loan data into operational systems
Requirements
  • Minimum 4 years of experience in mortgage loan underwriting
  • Reverse mortgage experience a plus
  • FHA Direct Endorsement strongly preferred
  • Bachelor's degree strongly preferred, but not required
  • Excellent computer skills and knowledge of MS Office products
  • Strong customer service and time management skills
What We Offer

We provide a comprehensive compensation package, including medical, dental, and vision insurance, company-paid life insurance, 401K with a generous employer match, and additional benefits such as free legal services and an employee loan program. Mutual of Omaha Mortgage is an Equal Opportunity Employer, committed to fostering a diverse and inclusive work environment.



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