Mortgage Loan Originator

3 days ago


Farmington, New Mexico, United States MJK Connections LLC Full time
About the Job

MJK Connections LLC is partnering with Sandia Laboratory Federal Credit Union to find a skilled Mortgage Loan Officer to join their team in Farmington, New Mexico.

Job Summary

This is an exciting opportunity for a self-sourced Mortgage Loan Originator to originate, review, and evaluate mortgage loan applications, and make recommendations to members. The ideal candidate will have excellent interpersonal skills, be able to formulate creative solutions, and demonstrate a strong understanding of lending guidelines and regulations.

Key Responsibilities
  • Grow credit union membership by self-sourcing mortgage applicants through referral partners, such as Realtors, Builders, and trade organizations.
  • Interview and process mortgage loan requests, analyzing supporting documentation and evaluating credit worthiness.
  • Provide a superior member experience by actively listening to and assessing member needs, explaining product features and benefits, and offering targeted solutions.
  • Develop and maintain member relationships through cold calls and follow-up, cross-selling consumer and commercial products when appropriate.
  • Assist the Mortgage Loan Manager and Marketing Department with SEG development and maintain mutually beneficial partnerships with industry representatives.
  • Meet or exceed annual department origination goals and complete all steps required to register with the NMLS.
Requirements
  • Minimum three years of experience originating, underwriting, and approving mortgage loans.
  • Ability to compare SLFCU products to products in the marketplace and cross-sell effectively.
  • Good record of recommending loans for approval/denial and solid knowledge of Microsoft Office applications.
  • Thorough knowledge of SLFCU lending guidelines and regulations, as well as laws governing lending and financial institutions.
Education and Skills
  • Bachelor's degree in business or related field, or equivalent experience.
  • Exceptional interpersonal skills, with the ability to formulate creative solutions and demonstrate strong relationship management skills.
  • Strong verbal and written communication skills, with the ability to communicate lending-related topics clearly and succinctly.


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