Commercial Real Estate Loan Analyst

2 days ago

Honolulu, Hawaii, United States Central Pacific Bank Full time
Job Description

As a Commercial Real Estate Loan Analyst at Central Pacific Bank, you will play a crucial role in structuring, underwriting, and servicing medium to large size real estate loans to ensure they meet the Bank's quality targets, lending policies, and underwriting guidelines. This position offers a career path for individuals to advance from associate level to CRELD officer level position, with increased emphasis on external relationship responsibilities, such as customer calls, negotiation skills, and research/business development. You will progressively handle more complex loans at more senior associate levels, supporting and assisting with the lending team's efforts to generate new commercial mortgage, construction, and commercial loans, and proactively managing customer relationships to meet loan runoff projections and deposit targets.

Key Responsibilities:

  • Support the Team Leader and Loan Officer in reviewing new loan requests from existing and prospective CRELD borrowers by providing underwriting support.
  • Assist Loan Officers in generating new commercial mortgages and construction loans to meet annual production goals and objectives.
  • Review and analyze the borrower's financial information and financial condition, order appraisal reports, order environmental reports, prepare guarantor global cash flows, and access other internal and external sources of information.
  • Recommend appropriate loan structures to meet the needs of both the customer and the Bank, and assist in resolving any issues.
  • Accompany Loan Officer on prospect and customer calls to develop research/business development and negotiation skills.
  • Prepare Credit Approval Memorandums with clear, concise, and timely loan request presentations reviewing the strengths, weaknesses, and potential risks of the credit to document the underwriting decision and supporting rationale.
  • Review commitment letters, order loan documents, review loan documents, schedule document signing, provide signed documents to Documentation Center for booking, review tickler inputs, and coordinate borrowers opening bank deposit accounts through BCSC.
  • For loan draw requests, review construction loan draws and inspection reports and review line draws for approval and any applicable collateral releases.
  • Actively participate in Bank-sponsored community events.
  • In the absence of the Loan Officer, manage the Loan Officer's responsibilities in the Lending Team.

Portfolio Management:

  • Assist the Team Leader and Loan Officer with portfolio management responsibilities to meet the Bank's objectives of maintaining a high-quality commercial mortgage and construction loan portfolio and to minimize exceptions and maximize compliance.
  • Proactively manage customer relationships to meet commercial mortgage and construction loan runoff projections and CRELD deposit goals and objectives.
  • Prepare Modification Memorandums, Term Loan Reviews, Asset Quality Reports, and Compliance and Risk Rating Validations for the assigned Lending Team loan portfolio.
  • Proactively contact borrowers and guarantors for updated financial information prior to due dates to ensure timely submissions. Arrange to import the financial information into Info Access on a timely basis.
  • Assist Loan Officers with management of assigned loan portfolios to minimize exceptions and maximize compliance.
  • Verify the accuracy of tickler items in Info Access with the Credit Approval Memorandums, Modification Memorandums, and Loan Agreements. Prepare waivers and extension memorandums for tickler items prior to tickler due dates.
  • Review and analyze financial statements and tax returns upon receipt from the customer on a timely basis and input financial statements into Baker Hill Statement Analyzer as applicable.
  • Assist to proactively manage and diligently monitor CRELD loan delinquencies and maturing loans in the Lending Team's loan portfolio and take appropriate actions as required.
  • Provide updates and timely comments for CRELD monthly loan portfolio review reports for monthly credit discussions with Credit Administration.
  • Review and prepare Memorandums for EDR collateral screen follow-up actions as required.
  • Prepare covenant compliance tracking reports to track loan compliance.
  • Complete the Criticized Asset Check List requirements for loans downgraded to 7 or worse.
  • Provide updates and comments for the monthly Portfolio Review Reports and prepare portfolio management reports as assigned.
  • Support the Team Leader and overall CRELD goal of maintaining 60+ days past due ticklers below 10%.
  • Contribute to and support CRELD achieving satisfactory annual audit ratings and FDIC examination reviews.

  • Commercial Real Estate Loan Analyst

    3 weeks ago

    Honolulu, Hawaii, United States Central Pacific Bank Full time

    Job SummaryWe are seeking a highly skilled and detail-oriented Commercial Real Estate Loan Analyst to join our team at Central Pacific Bank. As an Associate III in our CRELD department, you will play a critical role in supporting our Loan Officers with structuring, underwriting, and servicing of medium to large size real estate loans.Key...

  • Commercial Real Estate Loan Analyst

    2 weeks ago

    Honolulu, Hawaii, United States Central Pacific Bank Full time

    Job SummaryWe are seeking a highly skilled and detail-oriented Associate III to join our CRELD team at Central Pacific Bank. As a key member of our lending team, you will be responsible for assisting Loan Officers with structuring, underwriting, and servicing of medium to large size real estate loans.Key ResponsibilitiesSupport Loan Officers in reviewing new...

  • Commercial Real Estate Officer II

    4 days ago

    Honolulu, Hawaii, United States Central Pacific Bank Full time

    Job Summary:As a Commercial Real Estate Officer II at Central Pacific Bank, you will play a critical role in managing and growing a portfolio of high-valued client relationships, focusing on commercial mortgage loans and construction loans. Your primary responsibilities will include generating new loan production, deposits, and fee income, as well as...

  • Commercial Real Estate Officer II/III

    4 hours ago

    Honolulu, Hawaii, United States Central Pacific Bank Full time

    Job Summary:As a Commercial Real Estate Officer II/III at Central Pacific Bank, you will be responsible for managing and growing a portfolio of high-valued client relationships, focusing on loans and deposits accounts that meet established lending and operational policies. Your goal will be to maximize profitability while minimizing risk to the Bank.Key...

  • Loan Documentation Specialist

    1 month ago

    Honolulu, Hawaii, United States Central Pacific Bank Full time

    Job SummaryWe are seeking a highly skilled Loan Documentation Specialist to join our team at Central Pacific Bank. As a key member of our loan documentation team, you will be responsible for preparing and reviewing complex commercial loan documents, ensuring accuracy and compliance with regulatory requirements.Key ResponsibilitiesPrepare and review...

  • Loan Documentation Specialist

    5 days ago

    Honolulu, Hawaii, United States Central Pacific Bank Full time

    Job SummaryWe are seeking a highly skilled Loan Documentation Specialist to join our team at Central Pacific Bank. As a key member of our loan documentation team, you will be responsible for preparing and reviewing complex commercial loan documents, ensuring accuracy and compliance with regulatory requirements.Key ResponsibilitiesPrepare and review...

  • Loan Documentation Specialist

    4 days ago

    Honolulu, Hawaii, United States Central Pacific Bank Full time

    Job SummaryCentral Pacific Bank is seeking a highly skilled Loan Documentation Paralegal to join our team. As a key member of our loan documentation team, you will be responsible for preparing and reviewing complex commercial loan documents, ensuring compliance with regulatory requirements, and providing exceptional customer service.Key...

  • Mortgage Loan Officer

    2 weeks ago

    Honolulu, Hawaii, United States University of Hawaii FCU Full time

    Job Title: Mortgage Loan OfficerAre you passionate about helping people achieve their dream of homeownership? Do you have a knack for understanding complex financial concepts and communicating them in a clear and concise manner? If so, we may have the perfect opportunity for you!About the RoleAs a Mortgage Loan Officer at University of Hawaii FCU, you will...

  • Real Estate Showing Agent Kapolei

    3 weeks ago

    Honolulu, Hawaii, United States Showami Full time

    About ShowamiShowami is a service that connects licensed real estate agents with other licensed real estate agents to assist with buyer showings. We are seeking licensed real estate agents in Kapolei and surrounding areas to show homes.ResponsibilitiesSchedule showings on behalf of the buyer agentWork with buyer clients, listing agents and home sellers to...

  • Affordable Housing Compliance Specialist

    2 days ago

    Honolulu, Hawaii, United States Indigo Real Estate Full time

    Job DescriptionAssistant Community Director/Compliance Specialist – Affordable HousingIndigo Real Estate is seeking an experienced Assistant Community Director/Compliance Specialist to join our team. As a key member of our property management team, you will be responsible for assisting the Community Director in planning, controlling, and directing the...

  • Maintenance Supervisor

    3 weeks ago

    Honolulu, Hawaii, United States Indigo Real Estate Full time

    Job SummaryWe are seeking a highly skilled and organized Maintenance Supervisor to join our team at Indigo Real Estate. As a key member of our maintenance team, you will be responsible for ensuring the physical condition and appearance of our properties are maintained to the highest standards.Key ResponsibilitiesSupervise and coordinate all maintenance...

  • Maintenance Supervisor

    3 weeks ago

    Honolulu, Hawaii, United States Indigo Real Estate Full time

    Job OverviewIndigo Real Estate is seeking a highly skilled and organized Maintenance Supervisor to oversee the maintenance operations of our properties. The successful candidate will possess excellent customer service skills, be able to multitask, and have a strong work ethic.Key ResponsibilitiesSupervise and coordinate all maintenance activities to ensure...

  • Real Estate Sales Professional

    4 weeks ago

    Honolulu, Hawaii, United States Pineapple Homes Full time

    About the RoleWe are seeking a highly motivated and results-driven Sales Agent to join our team at Pineapple Homes. As a Sales Agent, you will be responsible for helping our clients achieve their home ownership goals by providing exceptional customer service and expertise in the real estate market.Key ResponsibilitiesDevelop and maintain local knowledge of...

  • Porter

    3 weeks ago

    Honolulu, Hawaii, United States Indigo Real Estate Full time

    Job OverviewIndigo Real Estate is seeking a highly motivated and detail-oriented Porter to join our team. As a Porter, you will be responsible for maintaining the cleanliness and appearance of our properties, ensuring a positive experience for our residents and guests.Key ResponsibilitiesMaintain a high level of cleanliness and organization in common areas,...

  • Real Estate Sales Professional

    4 days ago

    Honolulu, Hawaii, United States Pineapple Homes Full time

    Job OverviewWe are seeking a highly motivated and results-driven Real Estate Sales Agent to join our team at Pineapple Homes. As a Sales Agent, you will be responsible for providing exceptional customer service to clients, navigating the entire home buying and selling process, and driving sales growth through prospecting and lead generation.Key...

  • Real Estate Sales Professional

    2 days ago

    Honolulu, Hawaii, United States Pineapple Homes Full time

    Unlock Your Potential as a Real Estate Sales AgentAre you a driven individual with a passion for helping others achieve their home ownership goals? Do you thrive in a fast-paced environment and enjoy the thrill of closing deals? If so, we may have the perfect opportunity for you at Pineapple Homes.Responsibilities:Develop in-depth knowledge of local...

  • Porter

    3 weeks ago

    Honolulu, Hawaii, United States Indigo Real Estate Full time

    Job OverviewIndigo Real Estate is seeking a highly motivated and detail-oriented Porter to join our team. As a Porter, you will be responsible for maintaining the cleanliness and appearance of our properties, ensuring a positive experience for our residents and guests.Key ResponsibilitiesMaintain a professional image and attitude in keeping with the...

  • Commercial Credit Analyst

    2 days ago

    Honolulu, Hawaii, United States Central Pacific Bank Full time

    Job DescriptionCentral Pacific Bank is seeking a skilled Commercial Credit Analyst to join our team. As a key member of our underwriting team, you will be responsible for providing exceptional service to grow our business. You will advocate our mission and be committed to creating value for our customers, employees, community, and shareholders.The ideal...

  • Licensed Real Estate Sales Agent/Broker

    5 days ago

    Honolulu, Hawaii, United States Carousel Realty Full time

    Job OpportunityAre you a motivated and ambitious individual looking to succeed in the real estate industry? We are seeking a talented Sales Agent/Broker to join our team at Carousel Realty.Key Responsibilities:Develop and execute sales strategies to achieve revenue growth and client satisfactionBuild and maintain relationships with clients, colleagues, and...

  • Mortgage Loan Officer

    3 days ago

    Honolulu, Hawaii, United States University of Hawaii FCU Full time

    Mortgage Loan Officer Job DescriptionUniversity of Hawaii FCU is seeking a highly skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for generating funded mortgage loan volume from the real estate market and promoting our credit union to the local housing industry.Key Responsibilities:Meet with prospective...