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Senior Commercial Credit Analyst

1 month ago

Newburyport, Massachusetts, United States River Run Services LLC Full time
Job SummaryAs a Senior Commercial Credit Analyst at River Run Services LLC, you will play a critical role in evaluating the creditworthiness of commercial borrowers. Your expertise will help management make informed loan decisions, ensuring the bank's assets are protected and its growth is sustainable. Key Responsibilities
  • Analyze financial data and credit reports to assess the creditworthiness of commercial borrowers.
  • Prepare comprehensive credit analyses, including financial statement reviews and risk assessments.
  • Collaborate with commercial lenders and loan officers to structure commercial loans and ensure compliance with bank policies.
  • Identify potential risks and recommend mitigation strategies to minimize losses.
  • Stay up-to-date on industry trends, regulatory requirements, and bank policies to ensure accurate and informed credit decisions.
Requirements
  • Bachelor's degree in accounting, finance, economics, or business administration.
  • Minimum 3 years of commercial credit/banking experience, with a strong understanding of financial analysis and business structures.
  • Excellent analytical and communication skills, with the ability to work independently and as part of a team.
  • Proficiency in Microsoft Office and Outlook, with a working knowledge of general banking and lending concepts.
Working at River Run Services LLCRiver Run Services LLC is a shared services organization supporting Newburyport Bank and Pentucket Bank. As a member of our team, you will have the opportunity to work with a diverse group of professionals, share knowledge and best practices, and contribute to the growth and success of our organization.