Loan Review Expert

1 week ago


Westlake Village, California, United States Disability Solutions Full time
What You'll Do
AmeriHome Mortgage is seeking a Mortgage Underwriter I who will perform a thorough analysis of Conventional and Government loans to identify potential risks and ensure compliance with current guidelines and overlays. The successful candidate will have a strong understanding of loan quality and risk management principles and be able to communicate effectively with clients and colleagues.

Responsibilities
• Conduct a limited review of Conventional and Government loans for specific issues such as appraisal, property flip, insurability, DTI, etc.
• Review and clear underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays
• Identify and address document deficiencies, adding applicable conditions and requesting additional information and/or documentation from Clients as needed
• Collaborate with other Department personnel to interpret underwriting guidelines and update underwriting status and conditions to Correspondent Clients
• Conduct independent research of guidelines and overlays while reviewing loans

Requirements
• 3+ years mortgage industry experience, with 2 years recent underwriting or substantial processing/loan review experience
• High Diploma or GED equivalent
• Ability to communicate effectively and professionally
• Basic proficiency in Microsoft Office products (Excel, Word, etc.)
• Loan quality and risk management knowledge
• Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines
• Excellent written and verbal communication skills
• Good customer/client service skills
• Strong prioritization and time management skills

Why Choose Us
AmeriHome Mortgage offers a dynamic and supportive work environment, with opportunities for professional growth and development. Our comprehensive benefits package includes competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, employee volunteer program, and wellness program.

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