Underwriter I

Job Title:
Underwriter I - Delegated

Location:
CA - Westlake Village

What you'll do:
AmeriHome Mortgage is seeking a Mortgage Underwriter I who will perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo) and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, Mortgage Underwriter I will be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.

What we are looking for:

• Manage individual pipeline on a daily basis by completing sufficient Underwriting Reviews, appraisal reviews, flip reviews, and Condition
• Reviews, within defined turn times
• Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from Clients as needed
• Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process
• Assist other Department personnel in interpreting underwriting guidelines and updating underwriting status and conditions to Correspondent Clients
• Perform independent research of guidelines and overlays while reviewing loans
• Other duties as assigned

What you need to have:

• 3+ years mortgage industry experience, with 2 years recent underwriting or substantial processing/loan review experience

• High Diploma or GED equivalent
• Ability to communicate effectively and professionally
• Basic proficiency in Microsoft Office products (Excel, Word, etc.)
• Loan quality and risk management knowledge
• Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines.
• Excellent written and verbal communication skills
• Good customer/client service skills
• Strong prioritization and time management skills

Compensation: Hourly range for new hires is generally $33.40 - $41.25 for Westlake Village, CA. Salary amount is determined by specific job location.

Benefits you'll love:

We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation

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