Data-Driven Credit Risk Expert for Innovative Lending Solutions

18 hours ago


San Francisco, California, United States SoFi Full time

SoFi, a pioneering financial services company and national bank, is revolutionizing the way people think about and interact with personal finance.

The industry is undergoing an unprecedented transformation, and we're at the forefront. As a Data-Driven Credit Risk Expert for our Credit team, you'll play a critical role in shaping the future of lending.

We're seeking a seasoned professional with 7+ years of experience in consumer lending to join our dynamic team. Your expertise will drive revenue growth while controlling risk and delivering exceptional value to our members.

You'll collaborate closely with cross-functional teams to design and implement data-driven strategies that meet our risk appetite. With your analytical prowess and business acumen, you'll develop innovative solutions that leverage alternative data sources, such as cash flow or alternative data.

This is a unique opportunity to work on high-impact projects, driving growth and profitability for our Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card products.

In this role, you'll be responsible for:

  • Developing and implementing credit underwriting strategies that meet our risk appetite
  • Analyzing and evaluating data to identify trends and opportunities for strategy enhancement
  • Collaborating with business partners to deliver successful business results
  • Monitoring portfolio performance and providing insights and recommendations for strategy improvement

Your ideal background includes direct experience in the credit strategy analytical life cycle, proficiency in Excel, SQL, and Python, and a proven ability to synthesize and communicate analysis to senior management.

We offer a competitive compensation package, including a base salary range of $160,000 - $220,000 per year, depending on experience, plus benefits and opportunities for professional growth.

SoFi provides equal employment opportunities to all employees and applicants without regard to protected characteristics. We welcome applications from talented individuals who share our passion for innovation and customer satisfaction.



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