Data Science Manager for Credit Risk Products

7 days ago


San Francisco, California, United States Chime Full time
Company Overview

At Chime, we believe that everyone can achieve financial progress. We're passionate about developing solutions and services to empower people to succeed.

Our mission is to unlock the access and ability our members need to overcome the systemic barriers that block them from moving forward. By providing members with access to liquidity, rewards, and credit building, our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

We've helped millions of people unlock financial progress, whether they started a savings account, bought their first car or home, opened a business, or went to college. Every day, we're inspired by our members' dreams and successes, big and small.

Job Summary

Chime is looking for an experienced Data Science Manager to lead cross-functional initiatives and deliver impactful machine learning solutions that enhance member experiences. As a key member of our Financial Security products team, you will manage and inspire a talented group of data scientists and machine learning engineers to develop innovative credit and lending models.

The successful candidate will oversee the end-to-end development and deployment of advanced machine learning models to improve the accuracy, fairness, and inclusivity of credit assessments. They will also collaborate with Legal and compliance in regards to fair lending practices and model governance.

Key Responsibilities
  • Lead cross-functional initiatives to deliver impactful machine learning solutions that enhance member experiences, with a focus on credit and lending products.
  • Manage and inspire a talented team, driving the development of innovative credit insights and risk assessment solutions that impact millions of customers.
  • Oversee the end-to-end development and deployment of advanced machine learning models to improve the accuracy, fairness, and inclusivity of credit assessments.
  • Collaborate with Legal and compliance in regards to fair lending practices and model governance.
  • Play a key role in shaping the credit team's strategic direction and ensuring alignment with Chime's broader business goals.
  • Leverage transactional and financial data to improve access to capital for loan applicants and enhance member financial security.
  • Champion a data-driven approach to decision-making across the organization.
  • Make critical long-term decisions regarding machine learning processes and best practices.
  • Collaborate with product managers, engineering, and other stakeholders to shape the product roadmap and define project goals.
  • Directly contribute to Chime's success by delivering data science solutions that improve both customer satisfaction and business outcomes.


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