Strategic Credit Risk Data Analyst

7 days ago


San Jose, California, United States Cypress HCM Full time

Cypress HCM is seeking an experienced Strategic Credit Risk Data Analyst to join its Credit Risk Strategy team. This role offers a unique opportunity to work on leading projects associated with credit risk assessment, data analysis, and loss mitigation in the cloud-based software industry.

Key Responsibilities
  • Collaborate with team members and stakeholders to design, develop, and manage credit strategies that address emerging loss trends and provide a great experience to end customers.
  • Analyze and transform large datasets using RaaS platforms to identify loss patterns and optimize systems to flag these patterns.
  • Work closely with cross-functional teams to deploy data-driven credit solutions that operate at scale and in real-time for end customers.
  • Develop business recommendations for leadership and present findings effectively to multiple stakeholders.
  • Create dashboards and visualizations to track key performance indicators (KPIs) of implemented credit strategies.
Requirements
  • At least 2 years of experience in risk analytics, data analysis, and data science within the Fintech or online payments industry.
  • Bachelor's degree in Computer Science, Engineering, Mathematics, Statistics, Data Mining, or a related field, or equivalent practical experience.
  • Strong proficiency in SQL, Python, Excel, and key data science libraries.
  • Experience with data visualization tools, including Tableau.
  • Able to clearly communicate complex results to technical experts, business partners, and executives.
  • Comfortable working in ambiguous environments and steering analytics projects toward clear business goals.
Compensation

The estimated hourly rate for this position is $62.50, based on national averages for similar roles in the United States. Pay rates may vary depending on location and other factors.



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