Leversaged Banking Professional

1 day ago


Elk Grove Village, Illinois, United States First American Bank Full time

About First American Bank

We are a community bank at heart with international expertise, traditional values, and a forward-looking philosophy. Our employees enjoy a level of visibility, career growth, and stability that is difficult to find in many larger corporations.

Job Summary:

We are seeking a skilled Commercial Credit Analyst to join our team. The successful candidate will be responsible for evaluating and underwriting leveraged finance transactions, managing assigned authority for loan approval, and providing expert advice to clients on financing options and strategies.

Responsibilities:

  • Transaction Evaluation: Conduct thorough financial analysis of potential leveraged finance transactions, including assessment of historical and projected financial performance, cash flow metrics, and collateral value.
  • Credit Analysis: Perform comprehensive credit analysis to assess leveraged lending transactions, including leveraged buyouts, recapitalizations, and other corporate finance activities.
  • Portfolio Management: Independently analyze and measure First American Bank's risk through regular financial assessment of existing business customers to evaluate transaction economics, debt capacity, and potential risk factors.
  • Loan Approval: Manage assigned authority, through the daily exercise of discretion and independent judgment, for loan approval for existing business customers.
  • Team Development: Develop and implement effective training programs for Commercial Loan Analysts, promoting professional growth and team excellence.

Requirements:

  • Bachelor's degree in finance or accounting required; emphasis on business administration preferred.
  • A minimum of four years' experience in commercial credit analysis or equivalent required, preferably in the leveraged finance sector.
  • Excellent analytical skills, ability to work independently, and provide supervision to others.

Benefits:

  • Estimated annual salary: $120,000 - $180,000.
  • Opportunities for career growth and development within the company.
  • Punctuality and reliability expected to maintain high standards of customer service.


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