Senior Credit Risk Analyst
3 weeks ago
Job Summary
We are seeking a highly skilled Senior Credit Risk Analyst to join our Credit Risk Management team at T-Mobile. As a Senior Credit Risk Analyst, you will play a critical role in identifying new credit segmentation opportunities using statistical methods, leading to enhancements to our credit decision process and policies, collections strategies, and fraud strategies.
Key Responsibilities
- Utilize statistical segmentation techniques to identify new opportunities
- Perform complex qualitative and quantitative analysis of credit policies to ensure financial goals are being attained
- Develop predictive financial and analytical models using the appropriate statistical methodologies, including trend and regression analysis
- Participate and perform the analysis of new data and statistical products by external vendors
- Perform loss forecasting analysis
- Extract, process, and transform data from multiple disparate sources
- Analyze credit bureau and alternative credit data
- Deliver work output with full awareness and adherence to project timelines or agreed-upon deadlines
Requirements
- 5+ years of quantitative analytic modeling experience or comparable process management experience
- BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics, or related degree required
- Intermediate or higher proficiency in SAS or other statistical/analytical programming languages
- Superior computer skills in Excel, Word, PowerPoint required
- Superior communication (spoken and written), organization, and presentation skills
- Superior time management skills and awareness of project management methods
- Graduate degree in a quantitative discipline a plus
- Basic proficiency in SQL, C++, Python, R, or other statistical software packages a plus
- Prior consumer risk management experience a plus
- Wireless/Telecom experience a plus
What We Offer
At T-Mobile, we offer a competitive base salary and compensation package, including a comprehensive benefits program, annual stock grant, employee stock purchase plan, 401(k), and access to free, year-round money coaches. We also offer opportunities for career growth and development, as well as a dynamic and inclusive work environment.
How to Apply
If you are a motivated and detail-oriented individual with a passion for credit risk management, we encourage you to apply for this exciting opportunity. Please submit your resume and cover letter to [insert contact information].
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