Loan Portfolio Analyst

2 weeks ago


Abilene, Texas, United States First Financial Bancorp Full time

Position Overview:

At First Financial Bancorp, we are committed to fostering a vibrant and inclusive workplace where innovation thrives. We are seeking a talented individual to enhance our team as a Post Funding Analyst. This role is pivotal in ensuring the integrity of our loan portfolio and supporting our commitment to excellence in service.

Key Responsibilities:

The incumbent will be responsible for the following:

  • Conducting thorough evaluations of loans post-approval to confirm adherence to underwriting standards and collateral management.
  • Maintaining an in-depth understanding of lending systems, policies, and operational procedures.
  • Executing risk-based assessments of the loan portfolio, presenting findings to management, and drafting comprehensive reports outlining necessary corrective measures.
  • Collaborating with Lending Management to refine existing processes and develop new protocols.
  • Actively engaging in the Customer Service First initiative, embodying the organization's values while adhering to established guidelines.
  • Exhibiting qualities essential for success in this role, including independence, professionalism, accuracy, reliability, confidentiality, and strong interpersonal skills. Proficiency in Adobe Acrobat, Word, Outlook, and Excel is required.
Qualifications:
  • A bachelor's degree in business, finance, accounting, or a related field.
  • A minimum of three years of experience in consumer or commercial lending within a financial institution.
  • Familiarity with consumer and commercial loan regulations, along with a solid understanding of banking policies and procedures.
  • Additional experience in lending, auditing, or accounting is advantageous.
  • Ability to research, analyze, and apply banking regulations effectively to various scenarios.
  • Strong communication skills to interact with bank personnel, management, and regulatory examiners.
  • Capacity to perform responsibilities with minimal supervision while maintaining confidentiality.

The responsibilities outlined above represent the core functions of this position and are not intended to be an exhaustive list of all duties that may be assigned.

First Financial Bancorp is an Equal Opportunity Employer, committed to creating a diverse environment and is proud to be an affirmative action employer.



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