Mortgage Loan Originator

3 weeks ago


Miami, Florida, United States Grove Bank & Trust Full time

Job Title: Mortgage Loan Officer

Job Summary:

Grove Bank & Trust is seeking a skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for fostering quality relationships with realtors, internal private bankers, and borrowers while completing the origination processing of loan applications.

Key Responsibilities:

  • Promote Grove Bank & Trust's competitive mortgage products, services, and programs.
  • Render exemplary customer service while acting as the primary contact for clients and realtors.
  • Identify the current and future needs of your clients to help them protect their financial assets.
  • Deliver answers to questions relating to the client's application for all parties concerned.
  • Ensure that all timelines are met and communicated to all parties concerned.
  • Gather and review necessary application loan documentation.
  • Address and resolve issues to ensure timely closing.
  • Comply with industry regulatory policies.
  • Participate in business-generating activities.
  • Stay abreast of industry trends; serve as a knowledge source for clients and realtors regarding available loan programs and guidelines.
  • Maintain standards for production and quality.

Requirements:

  • Bachelor's degree in Business or Finance; minimum five years of residential lending experience including portfolio management and business development; or equivalent combination of education and/or experience.
  • Product knowledge and understanding of the mortgage business. Understand all compliance requirements having to do with FHLMC, FNMA, and Jumbo guidelines.
  • Flexible and adaptable, learns and reacts quickly in a fast-paced environment, able to multi-task. Proven recent history of meeting loan production requirements. Proven ability to maximize sales through established industry contacts and Center of Influence (COI) relationships.
  • Strong analytical, decision-making, and problem-solving skills.
  • Excellent interpersonal and communication skills.
  • Excellent computer skills and working knowledge of MS Office products.

Equal Opportunity/Affirmative Action Employer/Drug-Free Workplace



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