Data Analytics Specialist, Credit Risk Management

7 days ago


San Francisco, California, United States Tbwa ChiatDay Inc Full time
About Affirm

Affirm is a leading fintech company that aims to revolutionize credit by providing honest and transparent financial services. We empower consumers with the flexibility to buy now and pay later without any hidden fees or compounding interest.

Salary Information

The estimated annual salary for this position is between $109,000 - $159,000, depending on location, experience, and job-related skills. This figure includes a base pay range and may be supplemented by additional benefits and equity rewards.

Job Description

As a Data Analytics Specialist in our Credit Risk Management team, you will play a critical role in leveraging advanced data analytics to derive insights and optimize credit strategies. Your responsibilities will include:

  1. Leveraging SQL and Python to analyze large datasets and drive business decisions.
  2. Collaborating with Machine Learning and Engineering teams to develop effective credit risk capabilities.
  3. Maintaining accurate and up-to-date portfolio analytics, including out-of-trend investigations and attribution analysis.
  4. Conducting market research and monitoring macroeconomic trends impacting loan performance to inform underwriting and marketing strategies.
  5. Contributing to the development of an end-to-end portfolio management monitoring framework.
Requirements

To succeed in this role, you will need:

  • 3+ years of experience as a data analyst, preferably in consumer credit risk management.
  • Extensive knowledge of SQL and Python programming languages.
  • Strong analytical and problem-solving skills, with the ability to communicate complex findings to both technical and non-technical audiences.
  • Excellent collaboration and influence skills, with the ability to work across different teams within the organization.
  • A passion for finding insights in data and driving change based on those insights.
Benefits

Affirm offers a comprehensive benefits package, including:

  • 100% subsidized medical coverage, dental, and vision for you and your dependents.
  • A generous stipend for health, wellness, and tech spending.
  • Competitive vacation and holiday schedules.
  • An employee stock purchase plan enabling you to buy shares of Affirm at a discount.


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