Senior Leasing Credit Officer for Large Corporates

3 weeks ago


Chicago, Illinois, United States Bank of America Full time
Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Our team is dedicated to delivering integrated credit solutions to large corporate clients, providing expert knowledge of business finance and associated products and services.

Key Responsibilities:
  • Evaluate new end-user credit opportunities, identifying and assessing risks and mitigating factors.
  • Partner with client-facing teammates to consult on sales opportunities and provide product expertise and consultation necessary to deliver the best possible solution to the client.
  • Underwrite new transactions, analyze credit risk, negotiate and close deals, adhering to internal policy, procedures and regulatory requirements.
  • Structure the terms of a lease/loan, considering pricing, rates, payment, term, and collateral.
  • Manage the credit process for a portfolio of clients, reviewing financial statements, assessing compliance with financial covenants, confirming risk ratings, and recommending changes as warranted.

Requirements:
  • 7+ years of experience in commercial banking for Leasing Credit Sr Officer, 5+ years for Leasing Credit Officer II.
  • Proficient credit and risk analysis skills.
  • Proficient presentation, structuring, and financial statement analysis skills.
  • Proficient Microsoft Office skills.

Benefits:
We provide industry-leading benefits, access to paid time off, resources, and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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