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Corporate Banking Advisor
2 months ago
Business Banking Officer at Pathfinder Bank
Are you passionate about fostering growth in your local economy? Do you possess a proven track record in commercial lending or business banking? Are you adept at thriving in a vibrant, collaborative, and engaging workplace? If this resonates with you, an exciting opportunity is available at Pathfinder Bank.
At Pathfinder Bank, we pride ourselves on being more than just a financial institution; we are a community-oriented bank committed to forging lasting relationships in Central New York. As a Business Banking Officer, you will be instrumental in providing outstanding financial solutions to our esteemed business clientele.
Key Responsibilities:- Conduct client interviews to ascertain loan needs and collect essential information for applications
- Forge new commercial loan and deposit relationships through networking and client interactions
- Draft financing proposals for client evaluation in alignment with the Bank's credit risk parameters
- Evaluate financial statements to make well-informed decisions regarding loan approvals
- Support the initiation of new deposit accounts and treasury management services
- Collaborate with the lending team to assess credit requests and suggest suitable loan structures
- Authorize and establish loans within designated limits or refer to the loan committee for further approval
- Meet sales targets and manage an existing portfolio of commercial loan and deposit clients
- Implement business services sales strategies and ensure prompt loan closing and funding
- Bachelor's degree in finance, business administration, or a related discipline
- A minimum of 3 years of experience in business banking or commercial lending
- Comprehensive understanding of business financial statements and credit assessment
- Demonstrated sales and customer service expertise
- Familiarity with business banking products and services
- Capability to cultivate and sustain relationships with business clients
- Proficiency in banking software and Microsoft Office Suite
- Awareness of banking compliance regulations
- Able to work collaboratively in a team setting and manage multiple priorities effectively
- Strong analytical thinking and problem-solving abilities
- Willingness to engage in community events to represent the bank
- Valid driver's license and personal transportation for client meetings
Compensation: $80,000-$100,000 per year