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Retail Mortgage Loan Officer

2 months ago

Spokane, Washington, United States Mutual of Omaha Mortgage Full time
Job Description

About the Role:

Mutual of Omaha Mortgage is seeking a highly motivated and experienced Retail Mortgage Loan Officer to join our team. As a Retail Mortgage Loan Officer, you will be responsible for fostering quality relationships with realtors and borrowers, completing loan applications, providing loan disclosures, and reviewing files for completeness, accuracy, and adherence to all guidelines.

Key Responsibilities:

  • Originate and Process Loans: Gather and review necessary loan documentation, problem solve to ensure timely closing, and comply with company and regulatory rules.
  • Build and Maintain Relationships: Promote Mutual of Omaha's competitive mortgage products, services, and programs, and deliver exceptional customer service to clients and realtors.
  • Stay Up-to-Date: Stay abreast of industry trends, serve as a knowledge source for clients and realtors regarding available loan programs and guidelines, and maintain minimum standards for production and quality.

Requirements:

  • Current or previous loan officer experience.
  • Product knowledge and understanding of the mortgage business.
  • Energetic, outgoing, and persuasive.
  • Demonstrated ability to cultivate and develop relationships with realtors, builders, attorneys, accountants, etc.
  • Possess the ability to quickly identify customer's goals and objectives.
  • Strong ability and passion for closing deals and negotiating.
  • Is an ambitious professional who is motivated by the opportunity for advancement and uncapped earnings potential.
  • Flexible and adaptable, learns and reacts quickly in a fast-paced environment, able to multi-task.
  • Excellent computer skills and working knowledge of MS Office products.
  • Proven recent history of meeting loan production requirements.

Benefits:

  • Multiple PPO medical plans, as well as HDHP eligible plan.
  • Dental insurance.
  • Vision insurance.
  • Company-paid life insurance.
  • Additional benefits including – optional life, FSA, pet insurance, etc.
  • Washington State sick time.
  • Company-paid 'Culture Day'.
  • This position offers a draw of $12-15 per hour plus an aggressive incentive plan.