Mortgage Loan Originator
4 weeks ago
Job Summary
We are seeking a highly skilled Mortgage Loan Officer to join our team at Royal Business Bank. As a Mortgage Loan Officer, you will be responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in compliance with the Bank's lending policies and procedures.
Key Responsibilities
- Identify and develop a quality network of business relationships to originate and generate new mortgage loans.
- Respond to customer inquiries and referrals generated from own contacts and other business channels.
- Analyze financial and credit data, determine customer financing objectives, and advise customers of product/pricing policies and guidelines.
- Provide complete loan applications to processing personnel and ensure exceptional customer service throughout the loan process.
- Coordinate and review loan documentation for loan closing and assist in implementing business plans and marketing strategies to achieve the Bank's financial objectives.
- Cross-sell other bank products and services and provide leadership, training, and support to less experienced staff members.
Requirements
- College degree preferred and minimum 3 years of experience in originating mortgage loans with a track record of business development.
- Extensive knowledge of mortgage loan and government lending guidelines, strong business development skills, and proficiency in Word and Excel.
- Bilingual in Mandarin required.
Benefits
- Competitive base salary and commission structure.
- Comprehensive benefits package including medical, vision, dental, 401(k), and disability insurance.
About Royal Business Bank
Royal Business Bank is a rapidly growing bank with a comprehensive suite of banking services for individuals and businesses. We offer a dynamic and innovative work environment with opportunities for career growth and development.
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