Senior Loan Review Specialist

3 days ago


Jackson, Mississippi, United States Hope Credit Union Full time
Senior Loan Review Specialist Role

About HOPE Credit Union:

We strive to make a positive impact on the financial lives of individuals in under-resourced communities.

Job Overview

This role involves working closely with the Commercial Portfolio Manager and VP of Commercial Portfolio Management to oversee the commercial loan portfolio. Key responsibilities include performing Annual Loan Reviews by analyzing financial statements, ratios, cash flow, loan decisions, and Collateral Evaluations.

Key Functions
  • Perform regular commercial loan portfolio reviews that cover asset quality, documentation, compliance, and data entry
  • Help ensure the creditworthiness of the loan portfolio by identifying changes that merit a review of lending practices and/or adverse asset classification
  • Validate the accuracy of the credit grading / loan rating system
  • Identify and evaluate portfolio trends with respect to delinquency, bankruptcy, demographics, loan programs, and other factors
Requirements
  • Bachelor's Degree in Finance or Accounting, or related field
  • Minimum of 3+ years of experience as a Commercial Credit Analyst, Portfolio Management Associate, and/or Commercial Loan Officer
  • Demonstrated strength in credit analysis and financial analysis
Compensation Package

Estimated Salary: $70,000 - $90,000 per year

We offer a comprehensive compensation package, including a competitive salary, bonus structure, and benefits program.



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