Senior Financial Analyst

6 days ago


Jackson, Mississippi, United States GPAC Full time

Job Title: Senior Financial Analyst - Commercial Lending

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Job Summary:

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The Senior Financial Analyst - Commercial Lending will play a vital role in supporting lenders in underwriting credit extensions to new and existing commercial clients. This includes performing detailed financial analysis, preparing credit approval requests, and ensuring compliance with bank policies.

Main Responsibilities:

  • Analyze data from prospective and active borrowing accounts, providing written reports on short- and long-term prospects.

  • Makes recommendations to Loan Officers on loan granting or denying decisions, preparing necessary documentation.

  • Identify and interpret trends in financial data, focusing on key ratios such as cash flow to debt service and debt-to-equity.

  • Prepare thorough documentation of financial analysis using spreadsheets and written memorandums.

  • Suggest loan grades based on comprehensive credit analysis and documentation review.

  • C coordinate tasks within the department to ensure smooth information flow.

  • Provide assigned reports and perform annual loan relationship reviews.

Requirements:

  • 3 years of experience in banking as a Credit Analyst

Estimated Salary: $85,000 - $110,000 per year

About GPAC: As an award-winning search firm specializing in placing quality professionals across various industries, we focus on delivering tailored solutions for our clients.



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