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Senior Relationship Manager
2 months ago
Enterprise Bank & Trust is seeking a seasoned Senior Relationship Manager to join our team. As a key member of our commercial lending team, you will be responsible for developing and managing new commercial deposit and loan accounts, as well as enhancing existing relationships.
Key Responsibilities:- Identify deposit-driven commercial relationships and present solutions using treasury management, wealth products, and other services.
- Manage and service commercial relationships by interviewing applicants and obtaining pertinent financial data.
- Analyze pertinent financial information and determine whether a credit is an acceptable risk.
- Approve loans within assigned lending authority, and company policies and procedures.
- Recommends credits outside lending authority to the next level or presents to Loan Committee in accordance with established procedures.
- Ongoing monitoring of existing loans for conformity to terms and conditions.
- Actively participates with and assists other lending officers on larger, more complex credits.
- Monitors market conditions, observing competitor impact and makes recommendations to maintain a competitive and profitable product line.
- Demonstrated skills in commercial credit underwriting, business development, and portfolio management for mid-sized companies.
- Minimum of seven or more years of Commercial Lending experience preferred.
- Excellent communication, presentation, and tactful interpersonal skills.
- Superb people skills to work within a team environment and successfully develop and retain client relationships.
- Proven ability to cross-sell other banking products, including loans, deposits, and treasury management.
- Self-motivated to work independently and take ownership.
- Bachelor's degree in Finance or Business with emphasis in financial banking preferred.
- Effective time management and organizational skills are required.
- Must be attentive to detail and accurate when analyzing financial statements and presenting a credit package for formal approval.
- Competitive salary range: $149,503 - $224,255.
- Opportunities for professional growth and development.
- A dynamic and supportive work environment.
- A commitment to diversity, equity, and inclusion.
