Community Loan Officer

6 hours ago


Carmel, Indiana, United States Centier Bank Full time
Job Summary

We are seeking a highly motivated and experienced Community Loan Officer to join our team at Centier Bank. As a Community Loan Officer, you will be responsible for participating with local affordable housing agencies in training and educating potential clients, soliciting mortgage loans, and providing exceptional customer service.

Key Responsibilities
  • Participate with local affordable housing agencies in training and educating potential clients
  • Solicit mortgage loans and develop banking relationships
  • Interview loan applicants to document income, debt, credit history, employment, and general information
  • Request and review documents such as income tax returns, W-2's, purchase agreements, and legal descriptions
  • Determine if applicants meet established standards or what additional information might be necessary for further consideration
  • Analyze financial information, including tax returns
  • Inform applicants of all costs and closing fees associated with the loan request
  • Submit completed loan applications and all supporting documents to loan processing
  • Call applicants to resolve discrepancies and inform loan applicants of loan approval or denial
  • Participate in all scheduled meetings deemed necessary by management
  • Communicate openly and honestly with all bank associates, including management, and with clients and potential clients
  • Meet production goals on a monthly basis
  • Attend loan closings
  • Understand and adhere to all bank and government regulations, rules, policies, and procedures
Requirements
  • Bachelor's degree in a business-related field
  • 3 years commissioned lending experience
What We Offer

At Centier Bank, we offer a competitive salary, comprehensive benefits package, and opportunities for career growth and development. We are an equal opportunity employer and welcome applications from diverse candidates.



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