Current jobs related to Senior Mortgage Underwriter - Chandler, Arizona - The Ladders

  • Mortgage Loan Officer

    4 weeks ago


    Chandler, Arizona, United States Carrington Mortgage Services Full time

    Job OverviewCarrington Mortgage Services is seeking a skilled Mortgage Loan Officer to join our team. As a Mortgage Loan Officer, you will be responsible for advising customers on their mortgage options and guiding them through the loan process.Key Responsibilities:Prospect for new business opportunities and maintain a strong pipeline of leads.Develop and...


  • Chandler, Arizona, United States Mr. Cooper Full time

    Mortgage Loan Processor Job DescriptionThe Mortgage Loan Processor is a critical role within our organization, serving as the primary point of contact for customers throughout the mortgage fulfillment process. This position requires exceptional customer service skills, attention to detail, and the ability to manage multiple tasks and deadlines.Key...


  • Chandler, Arizona, United States Nexera Holdings Full time

    About Nexera HoldingsNexera Holdings is a leading provider of innovative lending solutions to borrowers nationwide. Our proprietary loan programs and common-sense exceptions offer greater opportunities to qualify self-employed borrowers, real estate investors, or borrowers needing ways to access their home equity in our Wholesale, Correspondent, and Consumer...

  • Health Underwriter

    7 days ago


    Chandler, Arizona, United States Vensure Employer Services Full time

    Job SummaryThe Health Underwriter is a key role within our organization, responsible for assessing medical risk for a PEO sponsored medical plan. This position requires a high level of technical complexity and coordination, utilizing underwriting policies and guidelines, rating rules, and carrier regulations to accurately price medical risk.Key...

  • Loan Manager

    1 month ago


    Chandler, Arizona, United States Neighborhood Loans Full time

    Job SummaryWe are seeking a detail-oriented and driven Loan Manager to assist our lending team with managing the loan process from application through closing. As a Loan Manager, you will play a critical role in supporting the loan officer by organizing files, managing client communication, ensuring compliance with lending guidelines, and facilitating a...


  • Chandler, Arizona, United States Bank of America Full time

    About the Role:This position is responsible for providing exceptional client care and guiding new and existing clients through the mortgage loan process. The ideal candidate will have a strong relationship-deepening and client care mentality, with the ability to assess client needs and suggest alternative products or services.Key Responsibilities:Provide...


  • Chandler, Arizona, United States loanDepot Full time

    Job Summary:The Senior Account Manager III at loanDepot is responsible for managing customer relationships from commitment to transaction close. This involves processing residential loan files and collaborating with customers, vendors, and internal operations from application to funding.Key Responsibilities:Collect and validate all stipulations for final...


  • Chandler, Arizona, United States loanDepot Full time

    Job Summary:The Senior Account Manager III is responsible for managing the customer relationship from commitment to closing. This includes processing residential loan files and working with customers, vendors, and in-house operations from application to funding.Key Responsibilities:Collects all stipulations through final approval.Prepares, validates,...


  • Chandler, Arizona, United States Bank of America Full time

    About the Role:This position is responsible for providing exceptional client care and assisting new and existing clients with determining the best solution for financing the purchase of a home, refinancing an existing mortgage, or obtaining a new home equity line of credit.Key Responsibilities:Provides exceptional client care and answers inbound calls to...


  • Chandler, Arizona, United States Wells Fargo Full time

    About this role:Wells Fargo is seeking a highly skilled professional to join our team as a Senior Escalations Representative in Consumer & Small Business Banking. As a key member of our operations team, you will play a critical role in providing exceptional customer service and resolving complex issues for our clients.Key Responsibilities:Support individuals...


  • Chandler, Arizona, United States Neighborhood Loans Full time

    Executive Assistant OpportunityWe are seeking a highly organized and detail-oriented Executive Assistant to support our Senior Executive Administrator at our Chandler, Arizona office.Key Responsibilities:Manage calendars and schedules for executivesCoordinate travel arrangements and itinerariesProvide administrative support for marketing effortsAssist with...


  • Chandler, Arizona, United States Wells Fargo Full time

    Job Title: Auto Partnership General ManagerWells Fargo Consumer Lending empowers millions of customers to achieve their dreams every day. Our Consumer Lending businesses provide important credit products and services that help our customers succeed.The PositionThis new General Manager of a Manufacturer Captive Finance partnership within Wells Fargo Auto will...

  • Mortgage Loan Officer

    1 month ago


    Chandler, United States Carrington Mortgage Services Full time

    Job DescriptionJob DescriptionCome join our amazing team and work in Chandler, AZ!Our Mortage Loan Officer is responsible for advising customers regarding their options for obtaining a new mortgage or refinancing an existing mortgage. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations,...


  • Chandler, AZ, United States Hilltop Holdings Full time

    Job SummaryPrimeLending, a PlainsCapital Company, is seeking a skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for originating and processing mortgage loans, working closely with customers to understand their financial needs and goals. You will also be responsible for maintaining relationships with...

  • Health Underwriter

    2 months ago


    Chandler, United States Vensure Employer Solutions Full time

    About UsVensure Employer Solutions is the largest privately held organization in the HR technology and service sector, providing a comprehensive portfolio of solutions, including HR/HCM technology, managed services, and global business process outsourcing (BPO). The company and its service providers collectively serve over 95,000 businesses and process over...

  • Health Underwriter

    1 month ago


    Chandler, United States Vensure Employer Solutions Full time

    About UsVensure Employer Solutions is the largest privately held organization in the HR technology and service sector, providing a comprehensive portfolio of solutions, including HR/HCM technology, managed services, and global business process outsourcing (BPO). The company and its service providers collectively serve over 95,000 businesses and process over...

  • Health Underwriter

    2 months ago


    chandler, United States Vensure Employer Solutions Full time

    About UsVensure Employer Solutions is the largest privately held organization in the HR technology and service sector, providing a comprehensive portfolio of solutions, including HR/HCM technology, managed services, and global business process outsourcing (BPO). The company and its service providers collectively serve over 95,000 businesses and process over...


  • Chandler, United States Bank of America Full time

    Description : This job is responsible for answering inbound calls and initiating outbound calls within a call center to assist new and existing clients with determining the best solution for financing the purchase of a home, refinancing an existing mortgage, or obtaining a new home equity line of credit. Key responsibilities include analyzing the...

  • Sr Account Manager

    4 months ago


    Chandler, United States loanDepot Full time

    Description Position at loanDepot Position Summary:   The Senior Account Manager III is responsible for managing the customer relationship from commitment and taking all necessary steps in accordance with internal policies and procedures to bring the transaction to a ready close status. This will include processing residential loan files and...

Senior Mortgage Underwriter

2 months ago


Chandler, Arizona, United States The Ladders Full time
At The Ladders, We Empower Your Career Journey.

Our mission is straightforward: Facilitating the path to homeownership. As a member of The Ladders team, you play a crucial role in making this vision a reality. We value collaboration, community involvement, and the courage to innovate. Everything we do is centered around supporting our colleagues and our clients.

Join us in making homeownership a reality for many.

*This position requires successful completion of a credit assessment*

The Senior Mortgage Underwriter is tasked with the assessment, examination, and decision-making regarding loan applications in accordance with established underwriting standards and protocols. This role involves determining necessary documentation and conditions for loans while engaging directly with relevant parties to address any stipulations. You will also assist team members with files that exceed standard approval criteria and exceptions.

Key Responsibilities:
  • Conduct in-depth analysis of complex financial and credit data in line with internal underwriting criteria, investor requirements, and regulatory mandates.
  • Underwrite a diverse range of products and loan types with significant credit exposure, including exceptions not resolved through automated systems.
  • Gather, evaluate, and document loan data, credit risk, borrower, and property details.
  • Review intricate loans that necessitate exceptions.
  • Ensure effective communication with processors, underwriters, mortgage professionals, and borrowers regarding required documents for mortgage loan files to facilitate swift processing.
  • Provide mentorship and support to junior underwriters to enhance their performance and development.
  • Comply with all relevant internal policies and procedures, safeguarding the confidentiality of borrower information.
  • Guide junior underwriters in performing various administrative tasks to support operations.
  • May oversee the work of others in the absence of the Underwriting Manager, ensuring the team has the necessary resources and support to make informed loan decisions.
  • Other responsibilities as assigned.
Core Qualifications:
  • Bachelor's degree from an accredited institution with coursework relevant to the position.
  • Consideration will be given to equivalent combinations of experience and education demonstrating the ability to fulfill the essential functions of the role.
  • Advanced analytical skills in credit assessment, layered risk evaluation, and income verification.
  • Ability to underwrite loans on a national scale across various markets.
  • FHA - Direct Endorsement (DE) designation is mandatory.
  • VA - Lender Appraisal Processing Program (LAPP) and/or Staff Appraisal Reviewer (SAR) designations are preferred.
  • Experience with Desktop Underwriter (DU) or similar automated underwriting systems is essential.
  • Basic computer proficiency is required.
  • Familiarity with word processing software is advantageous.
  • Experience with TMO is preferred.
  • A minimum of 5 years in mortgage underwriting or lending, including at least 1 year in a lead or supervisory capacity.
The Ladders is an Equal Opportunity Employer. All qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or status as a protected veteran. EOE/M/F/D/V.