Senior Credit Analyst

2 weeks ago


Temple, Texas, United States Babich & Assoc. Full time
Position Overview

We are seeking a Senior Credit Analyst to join our team at Babich & Assoc. The successful candidate will be tasked with performing comprehensive commercial credit evaluations, which include assessing new loan applications and continuously monitoring existing loans to ensure adherence to financial agreements.

Key Responsibilities:

  • Work closely with commercial bankers to evaluate potential lending opportunities.
  • Assist in gathering essential data and contribute to structuring loan terms and covenants.
  • Collaborate with the Chief Credit Officer to maintain objectivity in the loan underwriting process, acting as a quality control checkpoint.

Qualifications:

  • At least 3 years of experience in commercial credit analysis.
  • A minimum of 2 years in banking or a related field.
  • Strong analytical and organizational skills.
  • Familiarity with accounting principles and banking terminology.
  • Ability to interpret financial documents, including tax returns, balance sheets, income statements, cash flow statements, and statements of owner's equity.
  • Knowledge of lending practices and procedures.
  • Exceptional written and verbal communication abilities.
  • Strong presentation skills and capacity to build relationships with both internal and external stakeholders.

If you possess the required qualifications and are ready to make a significant impact in our organization, we look forward to your application.



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