Loan Underwriter

6 days ago


Melville, New York, United States Dime Community Bancshares Full time
Job Summary

We are seeking an experienced Underwriter to join our Residential and Consumer Lending Team. As an Underwriter, you will be responsible for evaluating consumer loan applications and retail residential mortgage applications to ensure compliance with our program requirements.

Key Responsibilities
  • Evaluate credit information, employment history, and financial data to determine creditworthiness.
  • Review loan-to-value ratios, credit reports, and appraisal reports to ensure accuracy and completeness.
  • Analyze income and employment data to ensure compliance with program requirements.
  • Ensure loan packages are complete and accurate before submitting to management for approval.
  • Stay up-to-date with changes in loan underwriting provisions and recommend updates to management as needed.
  • Communicate with clients to resolve underwriting issues and provide excellent customer service.
Requirements
  • Bachelor's degree in Business, Finance, or Accounting preferred or equivalent experience.
  • Minimum three years consumer loan underwriting experience with lending authority preferred.
  • Excellent credit judgment and decision-making ability.
  • Ability to evaluate large volumes of loan applications.
  • Excellent oral and written communication skills.
  • Knowledge of consumer credit policies and procedures.
What We Offer

We offer a competitive salary and benefits package, as well as opportunities for professional growth and development.



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