Senior Leveraged Finance Commercial Loan Specialist

4 weeks ago


Elk Grove Village, Illinois, United States First American Bank Full time
Job Summary

First American Bank is seeking a highly skilled Senior Leveraged Finance Commercial Loan Analyst to join our team. As a key member of our Commercial Loan Department, you will be responsible for servicing a specific group of our existing business customers and assuming responsibility for aspects of credit and loan management for those customers within the leveraged lending group.

Key Responsibilities
  • Financial Analysis: Conduct thorough financial analysis of potential leveraged finance transactions, including assessing historical and projected financial performance, evaluating cash flow metrics, and analyzing collateral value.
  • Credit Analysis: Perform comprehensive credit analysis to assess leveraged lending transactions, including leveraged buyouts, recapitalizations, and other corporate finance activities.
  • Risk Management: Independently analyze and measure First American Bank's risk through regular financial assessment of existing business customers to evaluate transaction economics, debt capacity, and potential risk factors.
  • Loan Approval: Manage assigned authority, through the daily exercise of discretion and independent judgment, for loan approval for existing business customers, including assessment of credit approval, collateral decisions, and loan structure.
  • Team Leadership: Delegate and direct the training and oversight of Commercial Loan Analysts, fostering their professional development and enhancing team capabilities.
  • Portfolio Monitoring: Monitor existing leveraged finance portfolio for performance and compliance with covenants, conducting periodic reviews and assessments as necessary.
  • Customer Advisory: Recommend and provide expert advice and counsel to existing bank customers on a broad range of bank products and services, based on individualized assessment of the customers' overall business needs and financial circumstance.
Requirements
  • Education: Bachelor's degree required, with an emphasis in business, finance, or accounting preferred.
  • Experience: Minimum four years of commercial credit analysis or equivalent experience required, preferably in the leveraged finance sector.
  • Skills: Ability to work independently with minimal supervision, provide supervision to other employees, and prioritize multiple responsibilities. Exercise an advanced understanding of the commercial loan transaction, including credit approval, collateral decisions, and loan structure.
What We Offer

First American Bank offers a dynamic and supportive work environment, with opportunities for career growth and professional development. We are committed to providing our employees with the tools and resources they need to succeed in their roles.

We are an equal opportunity employer and welcome applications from diverse candidates. If you are a motivated and experienced professional looking for a new challenge, we encourage you to apply for this exciting opportunity.



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