Senior Mortgage Loan Processor

6 days ago


Tampa, Florida, United States EMM LOANS LLC Full time
Job Overview

We are seeking a highly experienced and skilled Mortgage Loan Processor to join our team at EMM LOANS LLC. As a key member of our Retail operations, you will be responsible for processing residential mortgage loans in accordance with investor guidelines.

Key Responsibilities:
  • Manage a pipeline of 25-30 loans, prioritizing Purchase and Refinance Transactions while meeting strict deadlines.
  • Process conventional, government, and bond loans, ensuring accuracy and compliance throughout the loan process.
  • Communicate effectively with borrowers via phone and email, providing clear updates on loan status, conditions, and changes to loan terms.
  • Coordinate with external parties, including real estate agents, title companies, appraisal AMC's, builders, credit reporting agencies, and insurance providers, to ensure timely completion of loan requirements.
  • Run automated underwriting and submit quality and complete packages to underwriting, reviewing all income documentation, asset documentation, property tax searches, and compliance audit checks as applicable.
  • Schedule loans for closing, order payoffs, review final numbers, and ensure high-quality customer experiences that meet or exceed client expectations.
Requirements:
  • A minimum of 5 years of processing experience, with excellent verbal, written, and interpersonal communication skills.
  • Ability to adapt to cyclical peaks during the month where volume increases.
  • Working knowledge of Encompass is a plus but not required.
  • H.S. Diploma or equivalent required.
What We Offer:
  • A competitive salary: $80,000 - $110,000 per year.
  • Medical, Dental, and Vision insurance.
  • Flexible Spending Account.
  • HSA Account (with eligible medical plan only).
  • Company-paid Life Insurance and LTD.
  • PTO plan.
  • 401K plan with an employer match.

EMM LOANS LLC is an equal opportunity employer.



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