Mortgage Loan Originator

4 weeks ago


Madison, Wisconsin, United States Trustmark Full time

Job Summary:

The Mortgage Loan Originator will serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.

Key Responsibilities:

  • Determine the best loan product for customers
  • Devise marketing plans to seek referrals from agents and builders
  • Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs, and qualifying requirements
  • Complete applications and gather documents as needed to meet the parameters of the loan type
  • Develop referrals from internal and external sources
  • Maintain relationships with realtors by providing superior service
  • Originate and promote Trustmark's Community Lending Loans and Products
  • Coordinate and assist the mortgage department in the origination and servicing of Community lending products and services

Requirements:

  • Minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products
  • Eligible for NMLS certification
  • Thorough knowledge of government and conventional mortgage loan guidelines and requirements
  • Extensive knowledge of the qualifying variables between mortgage loan products
  • Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements
  • Knowledge of appraisal standards and acceptability
  • Ability to produce tax return analysis as required by conforming loan guidelines
  • Must know how to fully disclose and handle all applications according to compliance regulations
  • Ability to work and identify with a varied group of borrowers, housing-related entities, and other community-based organizations
  • Working knowledge of financial compliance and regulatory requirements
  • Computer skills
  • Interpersonal skills
  • Sales skills
  • Communication skills
  • Analytical skills

Preferred Qualifications:

  • Junior college/Two-year college training


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