Mortgage Loan Originator
4 weeks ago
Job Summary:
The Mortgage Loan Originator will serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.
Key Responsibilities:
- Determine the best loan product for customers
- Devise marketing plans to seek referrals from agents and builders
- Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs, and qualifying requirements
- Complete applications and gather documents as needed to meet the parameters of the loan type
- Develop referrals from internal and external sources
- Maintain relationships with realtors by providing superior service
- Originate and promote Trustmark's Community Lending Loans and Products
- Coordinate and assist the mortgage department in the origination and servicing of Community lending products and services
Requirements:
- Minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products
- Eligible for NMLS certification
- Thorough knowledge of government and conventional mortgage loan guidelines and requirements
- Extensive knowledge of the qualifying variables between mortgage loan products
- Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements
- Knowledge of appraisal standards and acceptability
- Ability to produce tax return analysis as required by conforming loan guidelines
- Must know how to fully disclose and handle all applications according to compliance regulations
- Ability to work and identify with a varied group of borrowers, housing-related entities, and other community-based organizations
- Working knowledge of financial compliance and regulatory requirements
- Computer skills
- Interpersonal skills
- Sales skills
- Communication skills
- Analytical skills
Preferred Qualifications:
- Junior college/Two-year college training
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