Loan Officer

2 weeks ago


Sedalia, Missouri, United States BTC Bank Full time
Job Title: Loan Officer

At BTC Bank, we are seeking a skilled Loan Officer to join our team. As a Loan Officer, you will be responsible for evaluating, authorizing, and recommending approval of agricultural, commercial, real estate, or consumer loans.

Key Responsibilities:
  • Analyze applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Handle customer complaints and take appropriate action to resolve them.
  • Stay abreast of new types of loans and other financial services and products to better meet customers' needs.
Requirements:
  • Bachelor's degree in Economics, Finance, or a related field is useful but not required.
  • Five years sales experience in lending or banking.
  • Excellent verbal and written communication skills, including ability to effectively communicate with internal and external customers.
  • Proficiency in MS Office – Word, Excel, and Outlook.
  • Ability to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service.
Physical Requirements:
  • Manual dexterity, the ability to lift files and open filing cabinets.
  • Bending, stooping, or standing as necessary.
  • Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA, and other federal, state, and local standards.

We are an equal opportunity employer and welcome applications from diverse candidates. To learn more about BTC Bank, please visit our website.


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