Senior Lending Professional

3 weeks ago


Melville, New York, United States Flagstar Bank Full time

Senior Lender - SVP

**Job Summary**

The Senior Lender - SVP will interact with Private Client Groups and their prospects and clients in the development of complex personal and business loans. This role requires a strong understanding of lending to individuals and businesses, as well as excellent analytical and communication skills.

**Key Responsibilities**

* Interview applicants to request specified information for loan applications
* Recommend requests that exceed credit quality to Portfolio Management Team Leader - SVP
* Notify Portfolio Management Team Leader - SVP immediately of any credit quality issues within portfolio
* Review financial reports submitted by clients to monitor compliance
* Ensure loan agreements are complete and accurate according to policy and comply with approval
* Review daily referrals for overdrafts and unavailable funds from financial center and private client groups
* Maintain database and monitor performance of loans
* Work closely with outside counsel for documentation on loan transactions
* Seek opportunities outside the bank to develop prospects for loans

**Qualifications**

* Minimum 8 years commercial lending at leading money center bank
* Formal Credit Training required
* Bachelor's degree in business or related field highly preferred
* Prior management experience
* Thorough knowledge of lending to individuals/businesses
* Knowledge of Analyzing financial statements, cash flow analysis, financial ratios

**About Flagstar Bank**

Flagstar Bank is a leading financial institution dedicated to providing exceptional banking services to individuals and businesses. We are committed to building long-term relationships with our clients and delivering personalized solutions to meet their unique needs.


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