Mortgage Loan Originator
4 days ago
At First Federal Bank, we're seeking a skilled Mortgage Loan Originator to join our team. As a key member of our mortgage department, you will play a vital role in originating, processing, and closing residential mortgage loans.
The ideal candidate will have a strong understanding of financial institution products and services, excellent cross-selling skills, and the ability to communicate effectively with borrowers, builders, and realtors.
We offer a competitive salary range of $60,000 - $80,000 per year, depending on experience, plus opportunities for bonuses and career advancement.
Job Responsibilities:
- Interviews residential mortgage loan applicants
- Requests specified information for loan application
- Notifies applicant of loan decision
- Corresponds with customers, applicants or creditors to resolve questions regarding application information
- Recommends and outlines terms of loan
- Informs prospective borrowers of loan commitments
- Reviews developing laws and regulations as they apply to installment loan security agreements
- Assists collection officer with delinquent account files for the financial institution
- Responsible for quality loan growth
Requirements:
- High school diploma or equivalent required. 4-year degree preferred, but not required.
- Minimum 6 years' experience originating mortgage loans.
- Strong understanding and knowledge of financial institution and products and services.
- Excellent cross-sellingskills, organizational, and communication skills.
- Able to communicate effectively with borrowers, builders and realtors.
- Ability to deal with time constraints and strong attention to detail.
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