Mortgage Loan Originator I
1 week ago
Mortgage Loan Originator Job Description
The Mortgage Loan Originator at Arkansas Federal Credit Union identifies the mortgage needs of members and borrowers, recommending financial solutions that meet the credit union's standards of excellence. This role requires completing mortgage loan applications face-to-face and via phone, as well as evaluating applications from the credit union's website.
Responsibilities:
- Meet with members to collect data and documentation, as determined by DU and underwriters.
- Evaluate financial and credit situations for applications and determine eligibility.
- Provide borrower and realtor pre-qualification information to facilitate negotiations.
- Prepare loan files for processing by gathering required documentation and information.
- Communicate with borrowers, realtors, and third parties to keep all parties informed throughout the process.
- Work with branches to increase business in the community by attending department and branch meetings as indicated by management.
- Maintain professional presentation while attending community and networking events.
- Develop a working knowledge of credit union services, policies, procedures, and government regulations concerning mortgage lending.
Qualifications:
- High school or GED, plus specialized schooling and/or on-the-job education in a specific skill area.
- 2 years related experience and/or training, or equivalent combination of education and experience.
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