Mortgage Loan Officer
4 days ago
As a Mortgage Loan Officer at Stock Yards Bank & Trust, you will play a crucial role in generating loan volume through sales efforts with builders, realtors, and other contacts. Your expertise in FHA, VA, and conventional lending will be essential to success in this position, while knowledge of basic underwriting guidelines is preferred.
Key Responsibilities:- Contact individuals, realtors, and builders to expand network contacts and generate sales
- Engage in marketing and promotional activities to generate sales
- Consult with customers to compile loan applications and negotiate terms and conditions
- Collect, compile, and analyze information for loan approval
- Communicate with clients and potential clients, answering questions and providing information
- Follow up with processors to ensure timely loan closings
- Maintain up-to-date knowledge of FHA, VA, and conventional loan rules and regulations
- High school/GED education
- College degree preferred
- Bilingual Spanish and English speaker preferred
- Outside sales experience with FHA, VA, and conventional lending
- Excellent interpersonal communication skills
- PC literacy with 35 WPM typing skills
- Knowledge of basic underwriting guidelines preferred
- 401(k) with company match
- ESOP employer match
- Medical, dental, and vision insurance
- Cancer and disease insurance
- Accident insurance
- Flexible spending accounts
- Health savings accounts
- Bank-paid life and AD&D insurance
- Voluntary life and AD&D insurance
- Bank-paid short-term and long-term disability insurance
- Employee stock purchase plan
- Employee assistance program
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