Credit Officer

4 weeks ago


MagstattleBas, Grand Est, United States CoBank Full time
About the Role

We are seeking a highly skilled Credit Officer to join our team at CoBank. As a Credit Officer, you will play a critical role in developing credit-structuring alternatives for large account transactions and assisting lending or leasing staff with managing the banking relationship with large accounts.

Key Responsibilities
  • Develop and implement financial strategies to support complex credit arrangements for large accounts.
  • Assist with negotiations concerning the packaging of credit arrangements and provide coaching on negotiation strategy, financing approaches, or other specific credit issues.
  • Prepare and oversee the preparation of credit analyses and credit investigations to ensure the application of a relevant and thorough approach.
  • Monitor credit quality of accounts to identify emerging trends and ensure ongoing compliance with covenants.
  • Assist with internal research and analysis, provide statistical reports, and verify information.
  • Develop and utilize computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations.
  • Approve or recommend credits for approval based on research and analysis completed by credit analysts.
Requirements
  • Bachelor's Degree required.
  • 5 years of credit experience in the banking industry.
About CoBank

CoBank is a cooperative bank serving vital industries across rural America. We provide loans, leases, export financing, and other financial services to agribusinesses and rural power, water, and communications providers in all 50 states.

We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, please submit a request by emailing [email address].

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.

CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.


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