Commercial Credit Analyst

22 hours ago


Fort Lauderdale, Florida, United States Seacoast Bank Full time
Job Summary

Seacoast Bank is seeking a highly skilled Commercial Underwriter to support the revenue growth and asset quality of our commercial lending line of business. As a key member of our lending partnership, you will be responsible for analyzing financial information, evaluating credit risk, and making informed decisions to ensure the quality and structure of our commercial loans.

Key Responsibilities
  • Analyze financial information and credit reports to assess the borrower's and guarantor's financial condition and ability to repay a loan request.
  • Investigate all available sources of credit and financial information to understand the market and industry in which the customer does business.
  • Prepare and present financial information, industry data, and market trends to support credit decisions.
  • Maintain a thorough understanding of our credit culture and loan policy to inform and advise on risk appetite and policy adherence.
  • Ensure loan agreements are complete and accurate, and support timely loan closing and funding activities.
  • Manage loan portfolio to ensure conformity and servicing with approved terms and compliance with all loan documents.
Requirements
  • Bachelor's degree in finance, accounting, or business, or equivalent experience.
  • Minimum of five years of relevant experience in commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management.
  • Ability to develop and sustain analytic and risk management skills, and apply sound judgment in credit approval and loan management recommendations.
  • Familiarity with various industries and commercial property types, and experience evaluating economic and market conditions.
About Seacoast Bank

Seacoast Bank is a leading financial institution committed to providing exceptional service and support to our customers and communities. We are dedicated to fostering a culture of excellence, integrity, and teamwork, and we are seeking talented individuals who share our values and passion for delivering outstanding results.



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