Mortgage Loan Specialist

2 weeks ago


Hampton, New Hampshire, United States The Ladders Full time
WHY YOU SHOULD CONSIDER A CAREER WITH THE LADDERS

At The Ladders, we pride ourselves on fostering a culture that values our employees and their contributions. Our commitment to the principle of 'people helping people' has been at the core of our mission for many years.

As a member-focused financial institution, our achievements are intertwined with the success of our clients. We have cultivated a work environment that recognizes and rewards the dedication of our team members with comprehensive benefits designed to support both personal and professional growth.

THE IDEAL ROLE OFFERS MORE THAN JUST A PAYCHECK

At The Ladders, we provide our employees with competitive compensation packages, but that is just the beginning of what makes our team so fulfilling. Here, you will find:
  • The chance to excel in your area of expertise every day
  • A workplace where your insights are valued
  • Colleagues who are dedicated to excellence
  • A role that is significant to our mission
  • Opportunities for continuous learning and development
  • A chance to give back to the community through volunteer initiatives
The Ladders is currently seeking to hire a full-time Residential Loan Originator. This role entails generating high-quality mortgage loans, delivering exceptional service and accurate information to clients, guiding them through the mortgage journey, and ensuring adherence to all applicable federal, state, and credit union regulations.

Key Qualifications:
  • A minimum of an Associate's Degree in business or finance, along with five or more years of experience in first mortgage origination, and a well-established network to consistently achieve a minimum funded loan volume of $1MM monthly over the last 24 months, with at least 60% of that volume being purchase transactions.
  • Strong communication and collaboration skills to effectively engage with clients, sales partners, vendors, and colleagues, conveying mortgage and credit union products and services clearly.
  • Proficiency in internet/cloud-based mortgage technology systems, including but not limited to LOS, POS, and Pricing, as well as Microsoft Office Suite applications and Excel.
  • Ability to accurately assess interest rates, buy-downs, and pricing for Conventional, HFAs, and Government programs.
  • A comprehensive understanding of Conventional, FHA, VA, NHHFA, USDA RD, HFAs, and portfolio lending, with the ability to communicate these concepts effectively to all borrowers.
  • This position may offer flexibility for remote, hybrid, or onsite work arrangements.

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