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Experienced Mortgage Loan Specialist
2 months ago
Position Overview: RCB Bank is seeking a dedicated professional to join our team as a Senior Mortgage Loan Originator. This role is pivotal in delivering exceptional customer service while fostering strong relationships with clients and real estate professionals.
Key Responsibilities:
- Provide outstanding service to clients and promote bank products and services.
- Train and support new and existing Mortgage Loan Originators.
- Generate leads through networking and outreach to real estate companies, builders, and relocation firms.
- Conduct meetings with potential borrowers to assess their financial needs and recommend suitable mortgage products.
- Collaborate with the operations team to ensure timely processing of loans and adherence to closing dates.
- Negotiate loan terms with clients and maintain compliance documentation.
- Stay informed about local real estate trends and regulatory changes affecting mortgage products.
- Achieve significant loan production within the designated market.
- Perform additional duties as assigned by management.
Qualifications:
- A minimum of seven years of experience in mortgage lending.
- Strong customer service and sales experience, preferably in the mortgage sector.
- Financial organizational skills and a solid understanding of financial information.
- High school diploma or GED required; Bachelor's degree preferred.
- NMLS registration or the ability to obtain it.
Skills and Knowledge:
- Proficient in mortgage software systems and guidelines from FHA, FNMA, FHLMC, VA, and Rural Development.
- Knowledge of compliance regulations including RESPA and MDIA.
- Excellent verbal and written communication skills.
- Ability to maintain confidentiality and manage multiple tasks in a fast-paced environment.
- Self-motivated, organized, and capable of prioritizing tasks effectively.
RCB Bank is an equal opportunity employer, committed to fostering a diverse workforce.