Mortgage Banking Specialist
4 weeks ago
We are seeking a highly skilled Mortgage Banking Originator to join our team at Elevations Credit Union. As a Mortgage Banking Originator, you will be responsible for originating mortgage loans in an assigned territory, counseling customers, taking applications, and conducting preliminary underwriting reviews.
Key Responsibilities- Originate mortgage loans in an assigned territory
- Counsel customers, take applications, and conduct preliminary underwriting reviews
- Submit loan applications to processing and underwriting for approval using laptop technology
- Remain front line contact with customers and realtors to ensure that documents required for processing, underwriting, and closing are secured in a timely manner
- Input loan applications into on-line loan system
- Deliver Good Faith Estimate/TIL disclosures within 72 hours of application date
- Cross-sell other credit union services
- Keep informed of current trends in mortgage lending and market factors affecting mortgage lending
- Adhere to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA)
- Equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school
- Minimum of two years' experience in Mortgage Loan Officer role in similar organization
- Experience with FNMA Desktop Underwriter, FHLMC, FHA, and VA, PC Lender and Mortgage processing systems desired
Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado.
We are committed to fostering and maintaining a positive and inclusive work environment. We provide equal employment opportunities to all employees and applicants for employment without regard to race, age forty and over, color, disability, gender identity, genetic information, military or veteran status, national origin, religion, sex, sexual orientation, or any other applicable status protected by state or law.
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