Senior Mortgage Loan Processor
2 months ago
We are seeking an experienced Senior Loan Processor to join our mortgage team at American Financial Network. The ideal candidate will have a strong background in mortgage loan processing, excellent time management and customer service skills, and exceptional attention to detail.
Key Responsibilities
• Source and order third-party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested
• Facilitate a timely loan closing by serving as the main point of contact for title companies, real estate agents, mortgage loan officers/mortgage loan originators, borrowers, and mortgage underwriters
• Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
• Submit loan file documentation accurately into necessary software programs
• Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval
Requirements
• Minimum of 8 years of experience in mortgage loan processing, including familiarity with various loan types and regulatory requirements
• Spanish and English speaking is a plus
• Bachelor's degree preferred; high school diploma required
• Exceptional time management, attention to detail, customer service, and communication skills are necessary
• Knowledge of current residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is crucial
• Commercial loan and Refinance loan knowledge is an added asset
• Working knowledge of the mortgage industry, specifically federal and state regulatory requirements are essential
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