Mortgage Lending Professional

4 weeks ago


Sterling Heights, Michigan, United States FreeStar Financial Credit Union Full time
Job Summary:

FreeStar Financial Credit Union is seeking a skilled Mortgage Lender to join our Real Estate Lending Department. As a dynamic and customer-focused professional, you will be responsible for interviewing residential mortgage loan applicants, determining loan products, and building strong relationships with clients from initial meeting through closing.

Key Responsibilities:

• Determine financing objectives and goals, conduct loan interviews, and obtain member information necessary to initiate loan transactions.
• Analyze member mortgage applications, including reviewing and analyzing credit, suggesting best mortgage products based on member needs and financial goals, gathering financial data, and communicating loan decisions.
• Educate and update members regarding the mortgage loan process, timing, and closing costs.
• Summarize loan requests and submit to the lending committee for decision.
• Track loan requests, maintain conversation tracking logs, contact members with decisions, and follow up to obtain completed loan applications.

Requirements:

• High School Diploma or equivalent.
• Minimum of two years of similar or related experience in the financial industry.
• Knowledge of various federal regulations, including the Right to Financial Privacy Act, Regulation C (Home Mortgage Disclosure Act - HMDA), Regulation CC (Funds Availability), Regulation Z (Truth in Lending), and the Bank Secrecy Act (BSA).

What We Offer:

• Partner with a talented team to provide financial solutions to members.
• Be part of an environment where service to each other is just as important as service to members.
• A wonderful opportunity to expand skillset and develop professionally.
• Join a Credit Union culture that makes an impact in the community.
• A competitive compensation structure that rewards the contributions of team members.

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