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Credit Specialist

2 months ago


Diamond Bar, California, United States Zoomlion Capital (U.S.A.) Corp Full time
Job Summary

Zoomlion Capital (U.S.A.) Corp is seeking a highly skilled Credit Specialist to join our team. As a key member of our credit department, you will be responsible for analyzing credit applications, conducting on-site investigations, and making informed credit decisions.

Key Responsibilities
  • Business Development: Collaborate with sales staff to identify business opportunities and develop credit sales models.
  • Credit Analysis: Collect and review credit application forms, conduct on-site investigations, and complete credit reports.
  • Credit Review: Participate in credit review conferences and follow up on the execution of credit decisions.
  • Contract Management: Initiate credit sales contract review processes and follow up on contract signings.
  • Risk Management: Implement risk control measures and collect related contracts, certificates, and documentation.
  • Account Management: Establish and maintain business ledgers, documentations ledgers, and customers' repayment ledgers.
  • Collection and Recovery: Carry out overdue payment collections, initiate equipment repossession processes, and apply for lawsuits if necessary.
  • Business Partnerships: Develop third-party financial partner channels and coordinate with partners for financing business referrals.
Requirements
  • Experience: Minimum of 1 year of related working experience, preferably in equipment financing and credit sales.
  • Education: Bachelor's degree or higher in Economics, Finance, or a related field.
  • Language: Bilingual in Chinese is preferred.
  • Travel: Frequent business travel required at home and abroad.
  • Skills: Strong time management skills, finance, documentation, and communication skills.
  • Abilities: Ability to prioritize and manage multiple responsibilities, work in a goal-oriented environment, and prioritize customer satisfaction.