Mortgage Loan Originator

1 week ago


Lafayette, Indiana, United States Fifth Third Full time
Job Summary

Fifth Third Bank is seeking a highly skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for originating residential 1st mortgage loans for outside referrals, meeting sales and cross-selling objectives, and assuming overall responsibility for the loan from application to closing.

Key Responsibilities
  • Develop referral contacts and maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
  • Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
  • Follow defined protocol for escalation exceptions and take applicant applications by completing Fannie Mae form 1003 on the laptop.
  • Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.
  • Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
  • Manage pipeline for all originated loans through closing and complete required management reports.
  • Communicate with branches and/or applicants of providing timely updates and progress reports.
  • Maintain high levels of customer service while managing each applicant's and support staff's expectations.
Requirements
  • High school diploma or equivalent mandatory. Four-year college degree preferred.
  • Knowledge of conventional and/or government lending guidelines.
  • Knowledge of residential mortgage processing, underwriting, and closing procedures.
  • Knowledge of federal lending regulations governing real estate lending.
  • Demonstrated organizational skills.
  • Strong written and verbal communications skills.
  • Demonstrated teamwork and customer service skills.
  • Proven computer skills.
  • Basic sales technique skills.
  • Strong desire to excel in a competitive environment.


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