Non-QM Loan Review Expert

5 days ago


Boca Raton, Florida, United States NQM Funding, LLC Full time

We are NQM Funding, LLC, a leading secondary market investor in the non-qualified mortgage space. Our TPO Division is seeking a highly skilled Non-QM Underwriter to join our team. This individual will be responsible for reviewing mortgage loan files to determine compliance with company and investor guidelines, analyzing loan risk, and making eligibility decisions.

The ideal candidate will have 5+ years of underwriting experience, preferably in non-QM lending. A Bachelor's Degree is preferred but not required. The salary range for this position is $75K-$80K plus bonus.

Responsibilities:

  • Review mortgage loan files to ensure compliance with company and investor guidelines.
  • Analyze loan risk and request additional documentation as necessary.
  • Making loan eligibility decisions by approving or rejecting loans and communicating decisions effectively to all parties involved.
  • Calculate borrower income and analyze their ability to repay the mortgage obligation.
  • Maintain accurate and compliant loan files and meet company service level and turn-time standards.

Benefits:

  • Medical, dental, vision, GAP insurance, life insurance, 401K, pet insurance, and legal shield/ID shield.
  • A dynamic work environment with opportunities for professional growth and development.


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