Senior Level Ag/Commercial Lender

1 day ago


York, Nebraska, United States York State Bank Full time
Job Summary

We are seeking a seasoned agricultural and commercial lender to join our team at York State Bank. As a senior level ag/commercial lender, you will be responsible for managing an existing portfolio and building new relationships to drive growth and advancement within the bank.

Key Responsibilities
  • Develop and generate commercial and agricultural lending opportunities.
  • Interview clients and prospects to assess their creditworthiness and determine loan eligibility.
  • Analyze financial data to structure loan terms and conditions that meet client needs and bank lending guidelines.
  • Recommend loan approvals or declinations within bank policies and communicate decisions to clients.
  • Manage existing loan portfolios, including renewals, modifications, and collections.
  • Ensure high credit quality and compliance with bank policies and regulatory requirements.
  • Identify and develop new deposit relationships.
  • Participate in asset-liability management and strategic decision-making initiatives.
  • Frequently attend community functions and serve on community boards and committees as requested.
Requirements
  • Bachelor's degree in business administration or related field.
  • 10+ years of direct experience in ag and/or commercial lending.
  • Strong understanding of credit underwriting and ability to analyze financial data.
  • Excellent communication and interpersonal skills.
  • Ability to sell, present, and service bank products.
  • Strong leadership and motivational skills.


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