Senior Level Agricultural and Commercial Lender

1 week ago


York, Nebraska, United States York State Bank Full time
Senior Level Ag/Commercial Lender

York State Bank is seeking a seasoned professional to join our team as a Senior Level Ag/Commercial Lender. This role offers an excellent opportunity for advancement within the bank and provides a challenging and rewarding career path for a motivated individual.

Key Responsibilities:
  • Develop and generate commercial and agricultural lending opportunities.
  • Interview clients and prospects seeking agricultural and commercial loans.
  • Collect and analyze financial and related data to determine creditworthiness of loan requests.
  • Structure loan terms and conditions that meet client needs and Bank lending guidelines.
  • Recommend approval or declination of loans within Bank policies and inform prospective borrower of decision.
  • Manage existing loan portfolio to include renewals, modifications, updated credit analysis, collections, and portfolio management.
  • Ensure a high level of credit quality and file documentation. Ensure that loan portfolio complies with all bank policies and regulatory requirements.
  • Identify and develop new deposit relationships.
  • Participate in the bank's asset-liability management.
  • Participate in strategic decision making and initiatives to maximize the growth, earnings, and efficiencies.
  • Frequently attend community functions.
  • Serve on community boards and committees as requested.
Requirements:
  • Bachelor's degree in business administration or related field.
  • 10+ years of direct experience in ag and/or commercial lending.
  • Must have the ability to read, understand, analyze, and interpret credit and financial information.
  • Strong understanding of credit underwriting.
  • Must have the ability to relate to customers in a courteous and professional manner.
  • Ability to sell, present, and service bank products.
  • Demonstrate a professional image with knowledge of ag and commercial lending.
  • Strong leadership and motivational skills.

York State Bank is an Equal Opportunity Employer.

Member FDIC.



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