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Insurance Claims Specialist
2 months ago
Location: REMOTE
Duration: 7+ months
Pay range: 18-20/hr.
Job Overview
This position involves the examination of claims related to travel insurance. A valid New York state adjuster's license is mandatory, with additional state licenses being advantageous.
Key Responsibilities:
- Conduct thorough investigations, evaluations, and resolutions of claims, utilizing both technical expertise and interpersonal skills to ensure fair and timely case management.
- Adjust reserves or provide recommendations to align reserve activities with corporate standards.
- Handle complex claims with a focus on high-quality service and effective file management.
- Process claims and issue payments within the established authority limits.
- Review claims assessed by insurance adjusters, conducting further inquiries on questionable claims to determine payment authorization.
- Verify and analyze data pertinent to claims settlements to confirm validity and adherence to company protocols.
- Input claim payments, reserves, and new claims into the computer system, ensuring clear and adequate documentation.
- Collaborate with legal counsel on claims that necessitate litigation.
- Engage with claimants, medical professionals, or employers to gather additional information as needed.
- Maintain organized claim files, including records of settled claims and an inventory of claims requiring detailed scrutiny.
- Bachelor's Degree.
- Active New York state adjuster's license required; multiple state licenses are a plus.
- Proficient in analytical tools, document management, and database query software.
- Strong skills in MS Office applications.
- Two to four years of relevant work experience.
- Exceptional attention to detail.
- Outstanding customer service and communication abilities.
- General understanding of state and national regulations.
- Familiarity with medical and legal terminology.
- Experience in a claims production environment with established goals and quality metrics.